Simple, honest pricing
Try everything free for 30 days. No credit card required.
Free
After your 30-day trial
$0/mo
- 2 accounts
- 50 transactions or 1 import per month
- 2 goals
- Budgets and categories
- AES-256 encryption
- CSV import
- Works offline
Most popular
Pro
Everything, unlimited
$7.50 /mo
or $75/year Save $15
- Everything in Free
- Unlimited accounts, goals, imports
- What-If Scenario Planner
- Financial Health engine
- Spending Plan
- OFX / QFX import
- Priority support
Frequently asked questions
What happens when my trial ends?
The app drops to the free tier — you never lose access to your data. Only the Pro features switch off.
Do you store my financial data?
No. Everything stays on your device. We physically cannot see your transactions — there is no server that receives them.
Can I use it offline?
Yes — OwnBudget is an installable PWA that works without internet after the initial load.
What if I cancel?
Your data stays on your device. You can export your encrypted vault at any time. Cancellation stops future billing.
Is there a refund policy?
Monthly plans: cancel anytime, no refunds for partial months. Annual plans: full refund within 30 days of purchase.